Video transcript

First Pay Check

White shirt: Hey, bro, I just got my first payslip. I'm so excited. What are you planning on doing with yours?

Red shirt: That's awesome bro, I'm planning on saving most of my money. But I'm going to treat my friends to dinner next week.

White shirt: Really? That's all? Sounds a bit boring to me. I'm going to do so much. I'm going to buy the latest clothes, some new trainers. I'm also going to treat out my friends to dinner every single day. It's all on me.

Red shirt: Wow, that's a lot, bro. That's really generous of you. But don't you think it's a good idea to save some money just in case?

White shirt: Nah, bro, it's my first pay cheque. I'll just save next time.

Red shirt: Hey, bro, you want to go grab some food after work today?

White shirt: I would love to man, but I've spent all my money in a week. I can't even afford to get the bus to work anymore.

Red shirt:  Oh, that's tough bro. This is why I try to budget my money.